The Drake
4BR/2BA
THE RVMH DIFFERENCE
Trust
RVMH is here to Bring Trust Back to Mobile Homes, a goal we try to reach on every mobile home sale, no matter how big or small. When making one of the most important financial decisions of your life, you need to know the company is going to walk you through every step of the home buying process.
Communication
We strive to provide you with all the information you need to make a smart buying decision and believe that everyone wins when we focus on educating instead of selling. Part of trust comes from communication; that's why we will stay in frequent contact with you during this process to make sure you stay updated on your future home.
Transparency
We think you will notice the difference with our upfront pricing, helpful sales team, and transparency at every step in the journey. We don't want to sell you on a home, we want to be your guide on your journey of home ownership.
THE FIRST STEP IS GETTING PRE-APPROVED
Obtaining pre-approval from a local lender or one of our in-house partners is the first step in the process. Contact us to discuss your options so that you can begin your journey of being a homeowner today!
GET PRE-APPROVED NOW!
MANUFACTURED HOMES IN POTEAU, OKLAHOMA
River Valley Manufactured Homes is the premier provider of manufactured & mobile homes in Poteau, OK. We provide beautiful custom homes at an affordable price, and we offer delivery of mobile homes to the surrounding areas in Oklahoma including (but not limited to) Roland, Spiro, and Sallisaw and western parts of Arkansas including Fort Smith, Greenwood, Mansfield, and many more. And, of course, we're always more than happy to deliver our manufactured homes to our customers right here in Poteau, Oklahoma.
We are also excited to announce that we have recently started offering delivery of manufactured homes in and around Tulsa as well as delivery of manufactured homes in and around Oklahoma City!
So whether you're looking for a double wide or a modular home, RVMH has got you covered!
VIEW OUR HOMESAt River Valley Manufactured Homes, we like to say we offer "turnkey houses." In other words, after you choose the home you want, the next thing you need to do with the home is "turn the key" on the lock and walk right in to your new home. A lot of the homes we install are on virgin land, so it does not matter if you are putting your home where there used to be a home, or if you are starting from scratch; we can make getting your home an easy experience.
Ask about our "land/home packages" to see how easy it is to get both a new home and a plot of land to put it on!
WE SPECIALIZE IN LAND/HOME PACKAGES
OUR MANUFACTURED HOMES
Whether you're looking for a single wide or a double wide, River Valley Manufactured Homes has the home for you.
Your dream home awaits - at an affordable price.
Your dream home awaits - at an affordable price.
HERE ARE JUST A FEW OF THE THINGS WE CAN HANDLE FOR YOU
Site Preparation (grading, driveway, etc.)
Utility Hookups (electric, water, sewer/septic, gas, etc.)
House Delivery and Setup
Air Conditioning Installation
Decks, Carports, & Outbuildings Construction
We handle setting up homes so often that we have created a streamlined process to make it all happen. Why should you go through the hard work when it is easy for us to do it for you?
So it does not matter if you are moving into an existing mobile home park or if you are finally getting a home on your ranch - consider it a done deal.
FINANCING OPTIONS
We provide financing through various financing companies, offering financing options with as little as a 3% down payment. We will also work with your local bank to assist in processing a loan.
TRADITIONAL MORTGAGE
3%
DOWN
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Perhaps one of the best ways to finance your manufactured home is through a traditional mortgage. Advantages of going this route include lower interest rates, better terms and qualifying for tax deductions. In order to finance your manufactured home with a traditional mortgage, the home must sit permanently on land the homeowner owns. Your home must be classified as "real property" in order to qualify.
FHA MORTGAGE
3.5%
DOWN
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FHA loans exist for those looking to purchase a manufactured home. However, in order to qualify, the property must be on land that the buyer owns, not leases. According to the FHA, the mortgage must cover the unit and the site and the loan term cannot exceed 30 years. An FHA mortgage differs from a traditional mortgage in that the down payment requirements are lower (3.5 percent minimum), credit standards are looser, and the paperwork is lengthier. Keep in mind that with an FHA loan, like that of a traditional mortgage, the home must be properly secured to the land that it sits on.
CHATTEL MORTGAGE
5%
DOWN
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Finally, for those that lease the land that the home will sit on, their only option for financing is with a chattel mortgage. A chattel mortgage comes with higher interest rates and shorter terms, which increases the monthly payment. Those with good credit may be able to get rates in the high 6-percents. But those with poor credit should expect to pay a 10 percent or more interest rate. If the buyer doesn't own the land under the home, the home is considered "personal property" as opposed to "real property."
CONTACT US
Ready to buy? Have some questions? Contact us today.
READY TO MOVE IN?
Quality Homes Starting at $39,000